اللهم إني أعوذ بك من الهم والحزن و أعوذ بك من العجز والكسل وأعوذ بك من الجبن والبخل  وأعوذ بك من غلبة الدين وقهر الرجال

Hadrat Abu Saeed Khudri R.A. narrates that a certain person told Rasulullah Salallahu Alaihi Wasallam that he is engulfed with various worries and debts. Rasulullah Salallahu Alaihi Wasallam asked him, “Should I tell of such words by which your worries will be removed and your debts will be settled?” The man said, “That will be excellent.” He said, “Recite this Dua morning and evening.